PREFERRED LENDERS

 

GUILD MORTGAGE

As your premier lender, Guild Mortgage offers you the right tools to purchase your dream home.

  • Same Day Approvals

  • Underwriting Approval to Waive Financing

  • Average 10-Day Close

  • Guaranteed Earnest Money

  • Appraisal Panel

  • Complimentary Rate Float Down

  • In-house Bridge Financing

  • Conventional, Jumbo, FHA, VA, USDA, NON QM Financing

  • Minimal to Zero Down Payment Options

  • Temporary and Permanent Rate Buy Downs

  • First-time Homebuyer Programs

  • No Overlays/Extra Requirements

  • No Cost Refinances

  • Available Nights and Weekends

  • Closing Cost Credits

US Bank

Buying your home with U.S. Bank makes it an exciting moment of your life minus the stress.

  • Leader in Financial Services, a Recognized Brand

  • Named one of the World’s Most Ethical Companies & Most

  • Trusted Bank over the years

  • Preferred builder-centric teams including dedicated loan officers, underwriters, closers, and appraisers

  • Variety of loan programs with competitive rates & down payment options

  • Fixed/ARM, Jumbo with 10% down, FHA/VA/USDA, Interest Only, and Doctor loan options

  • Temporary rate buydown options (1-0), (1-1-0), (2-1-0), (3-2-1)

  • Relationship-based pricing discount up to 0.625%

  • Extended rate lock with float-down option

  • American Dream Down Payment Assistance Program (up to $10K)

  • Proprietary investment property loan program with

    primary house pricing

  • Up to $1,000 in closing cost credit for existing or new U.S. Bank Smartly Checking accounts

  • Quick closings and underwritten pre-approvals